negative equity

英 [ˌneɡətɪv ˈekwəti]

美 [ˌneɡətɪv ˈekwəti]

n.  资产负值， 负资产 (资产值低于抵押款)

牛津词典

noun

• 资产负值， 负资产 （资产值低于抵押款）
  the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank

柯林斯词典

• 负资产
  If someone who has borrowed money to buy a house or flat hasnegative equity, the amount of money they owe is greater than the present value of their home.

双语例句

• But as Morgan Stanley points out, given off-book liabilities such as retirement, healthcare and education, the average consumer is practically in negative equity.
  但正如摩根士丹利（morganstanley）指出的那样，如果考虑到退休、医疗和教育等账外债务，中国普通消费者实际上是负资产。
• America has never experienced negative equity on this scale before.
  美国以前从未经历过规模如此之大的负资产状况。
• At the moment, more and more American households are choosing the first as a way of dealing with the problem of negative equity, while more and more companies are being driven towards bankruptcy.
  目前，越来越多的美国家庭正在选择第一种方式来处理负资产问题，而越来越多的企业被迫申请破产。
• The government auctions off parcels of land sparingly, since nothing upsets the powerful more than negative equity.
  香港政府每次只拍卖极小一块地，因为再没有什么比负资产更让那些有权有势者恼火的了。
• This is bad enough, but when coupled with falling house prices, it means that many face a particularly savage variety of negative equity.
  这够糟的了，但伴随房价下跌时，意味着许多人面对的是一种尤为残忍的负资产。
• To restore its financial health and escape negative equity, the private sector as a whole had no choice but to pay down debt or increase savings levels, even at zero interest rates.
  要使日本金融业恢复健康，避免出现负资产，私人部门别无选择，只能偿付债务，或者提高储蓄水平，即便利率为零。
• What is required is action by the president and Congress: to help homeowners with negative equity and businesses that cannot get credit, to remove the threat of higher tax rates, and reduce the out-year fiscal deficits.
  现在需要的是总统和国会采取行动：向拥有负资产净值的住房所有者和无法获得信贷的企业伸出援手，消除加税的威胁，并削减未来几个财年的财政赤字。
• Once a home tips into negative equity, borrowers have less incentive to keep up on repayments.
  一旦房屋成为负资产，借贷者继续偿付贷款的动力将有所下降。
• Negative equity ties homeowners down, impeding the mobility that boosted jobs growth in previous US recoveries.
  负资产束缚了房屋拥有者，妨碍了在美国前几次复苏中促进了就业增长的人口流动性。
• The resulting economic shrinkage is leaving large swathes of property in negative equity.
  随之而来的经济萎缩，使大量房地产都变成了负资产。